Cooperative banks cater to the banking needs at grassroots level and play a crucial role in financial inclusion. They enable socio-economic empowerment of local communities and help facilitate ‘banking for the unbanked’.

However, in today’s highly competitive ‘survival of the fittest’ playing field, it is imperative for Savings and Credit Co-operative Organizations (SACCO) to embrace the latest technology for self-sustainability and enhanced profits. SACCOs need to adopt specifically designed technology solutions, based on a low-cost, viable plug and play model with superior features like detailed analytics, risk management tools, robust architecture and performance tracking mechanisms.

Our product was further enhanced to generate key ratios and indicators that are documented in the MIS guidelines from World Council of Credit Unions (WCCU) and CGAP.