Digital Banking transformation
360o Technology Partner
Digital Banking transformation
360o Technology Partner
Capitalise on technovation to deliver customer delight far and wide
Technology adoption would distinguish the fintech industry leaders from the rest
254+
in Africa
58
300+
USD 5.5Bn
1Mn+
30+
industries
BANKS
Powered by the best technology, banking can achieve the zenith of business performance through superior customer services, effective risk management and operational synergies.
Microfinance
Microfinance powers emerging economies with financial access for the unbanked. For success, MFIs need technology that is scalable, reliable and affordable.
sacco
Collaborative technology with robust performance, secure platform and easy operability for cooperative banks of tomorrow.
FUND MANAGEMENT
Tech-driven investing tools to develop winning strategies, aimed at maximising returns and simplifying investing complexities.
Agri finance
New age technology for future-ready Agri Finance institutions to create deep market impact and leverage upon cost efficiencies.
Analytics
One of its kind technology that recognises customer pain points and delivers customised solutions. Analytics empowers thought leaders of tomorrow with path-breaking data insights.
merchant
Powerful automation mechanism for merchants to capitalise on the fintech opportunity.
products
Bank
Gets to the centre and takes charge.
A Core Banking solution drives every process, every client interaction and every channel integration. The technology must be enterprise-strong, secure, scalable and rich in functionality and performance. Invest in a solution that lets you stay in control of every Banking need.
Microfinance
Microfinance
Microfinance
TruCell simplifies field operation management and makes it truly mobile.
Field staff are your true connect to your customer. A mobile application that lets them manage everything – loan collections, disbursals, loan utilization monitoring, withdrawals, and enables loan pre-closure is a real enabler.
Microfinance
Microfinance
GLOW provides a comprehensive view of the entire loan portfolio in one place.
Key to MFI growth is consistent new customer acquisition and customer retention. Power the growth with customized software that tracks the loan from the initial village survey, to loan origination, to the final disbursement.
Core Banking
Gets to the centre and takes charge.
A Core Banking solution drives every process, every client interaction and every channel integration. The technology must be enterprise-strong, secure, scalable and rich in functionality and performance. Invest in a solution that lets you stay in control of every Banking need.
Nimble Business Loan
Nimble Business LOS manages complex proposal evaluation process for lending needs of Corporate and SME segments.
Businesses often struggle to obtain credit due to various challenges such as lack of collateral, credit history, delayed manual processes, lower operational efficiency etc. Nimble Business Loan Solution is designed to address these challenges and make lending more accessible, transparent, inclusive, and digitized.
Co-Lending
Co-lending is a collaborative lending model where two financial institutions jointly provide financing to borrowers.
Co-lending arrangements are often formed to leverage the strengths and resources of each lender, allowing them to reach a broader customer base, share credit risk, and comply with regulatory requirements.
Omnichannel
Removing boundaries in banking.
Omnichannel banking lets you take the bank to your customer across every channel that the customer wants. From mobile to smartwatches to smart TVs, the virtual bank solution lets you offer a safe and seamless touchpoint for important transactions.
Virtual Lending
Cost-effective way to serve customers anywhere.
Virtual Lending solution provides access to credit scoring systems remotely, allowing financial institutions to sanction digital loans. Individual and group borrowers can be catered to remotely, without branch visits, allowing access to the entire suite of banking services.
core banking
Gets to the centre and takes charge.
A Core Banking solution drives every process, every client interaction and every channel integration. The technology must be enterprise-strong, secure, scalable and rich in functionality and performance. Invest in a solution that lets you stay in control of every Banking need.
Nimble Business Loan
Nimble Business LOS manages complex proposal evaluation process for lending needs of Corporate and SME segments.
Businesses often struggle to obtain credit due to various challenges such as lack of collateral, credit history, delayed manual processes, lower operational efficiency etc. Nimble Business Loan Solution is designed to address these challenges and make lending more accessible, transparent, inclusive, and digitized.
Co-lending
Co-lending is a collaborative lending model where two financial institutions jointly provide financing to borrowers.
Co-lending arrangements are often formed to leverage the strengths and resources of each lender, allowing them to reach a broader customer base, share credit risk, and comply with regulatory requirements.
omnichannel
Removing boundaries in banking.
Omnichannel banking lets you take the bank to your customer across every channel that the customer wants. From mobile to smartwatches to smart TVs, the virtual bank solution lets you offer a safe and seamless touchpoint for important transactions.
virtual lending
Cost-effective way to serve customers anywhere.
Virtual Lending solution provides access to credit scoring systems remotely, allowing financial institutions to sanction digital loans. Individual and group borrowers can be catered to remotely, without branch visits, allowing access to the entire suite of banking services.
usp
Experience
Decades of deep experience and domain expertise enables our customers with agility, speed to market & operational excellence.
Innovation
Next Generation of AI-powered SaaS solutions offers unprecedented potential for growth and disruption.
Scalability
Security
Robust security frameworks equipped with Encryption and MPKI to maintain Cyber resiliency and protect you & your clients.
Customer Delight
Quality
Our systems undergo rigorous quality checks like ISO, SOC, VAPT, Load Testing & Source Code review regularly by consultants.
case study
Case Study
Craft Silicon joined hands with Ujjivan since its inception & have been their growth partner throughout the journey.
Client Speak
Clientele
Craft silicon foundation
Craft Silicon Foundation is the corporate social responsibility initiative of Craft Silicon Limited.
A registered non-profit organisation since 2010, the Foundation works towards empowering woman, youth, and children through free computer education and access to the Internet. We have worked with over 32,857 beneficiaries across Kenya, Uganda, India and Ethiopia and growing every day.