Business Analyst

Department :
Reporting to:
Location:
Travel %:

Product

Product Manager

Bangalore

25%

Job Code:
Job Type:
Supervisory Role:
Client Facing Role:

-

E2

No

Yes

Job Purpose :

  • Manage the review, discussion, and agreement for business requirements in the form of user stories along with acceptance criteria for LOS and LMS application.
  • Prioritise requirements and deliver functional specifications on time.
  • Create product testing documents including use case, test cases and test scripts and perform unit testing.
  • Liaise with the solution architects, developers, technology partners, and testers to ensure they understand the functional requirements of the system.
  • Provide product training to internal staff and bank team and assist bank in UAT process.
  • Follow-up on issues/defects and track it to completion.
  • Perform impact analysis when existing features are changed/new features are introduced.
  • Provide inputs to improve product features by way of market research.
  • Contribute towards change control and product versioning and baselining controls.

Responsibilities :

  • Should have hands on experience as a business analyst converting requirements to functional specifications, process flow documents.
  • Should have good understanding of product management and version controls.
  • Should have experience in wireframe designing involving tools such as balsamiq, Figma or AdobeXD
  • Should have good understanding of API based integration.
  • Should have worked on at least 1 leading loan software having good understanding of LOS and LMS.
  • Hands on experience in handling in secured/unsecured loan products is required. Preferred loan product exposure: personal loan, gold loans, vehicle loans, loan against property.
  • Basic understanding of loan related accounting is mandatory.
  • Exposure to latest fintech trends on loan side is preferable.
  • Hands on experience in agile development practice is preferable. Exposure to DevOps work ecosystem is an added advantage.
  • Good Analytical , communication, presentation and articulation skills is mandatory.
  • PSPO,CSPO, CBAP certification is an added advantage.

Skills and Competencies :

  • 7 to 10 years of relevant experience in banking product & operations.
  • Knowledge of core banking platforms.
  • Experience with Online Account and Loan Origination systems.
  • Advanced MS Excel, Access, Word, and PowerPoint.
  • Advanced knowledge of commercial loan applications/systems and their interactions with other bank systems (Payments, General Ledger, Risk, etc.)
  • Advanced knowledge of commercial loan products and lifecycle processes
  • Business Analysis, product management, lending domain knowledge

Educational Qualifications :

  • Bachelor’s Degree in the appropriate field of study
  • Master of Business Administration (MBA) preferred

Professional Certification :

  • CBAP
  • PSPO I / II
  • Digital Lending Platform Certification

Required Experience :

7-10 years

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